You may have received a letter in the mail to apply for the Oportun Visa card at oportun.com/myoffer. If so, this is a good sign that you were pre-screened to apply for the credit card, issued by WebBank.
We see that the card initially gives a $1,000 credit line, an annual fee as high as $49, and rates between 24.9% V – 29.9% V.
If you have good credit, with a FICO in the 670-720 range, then we consider this a fair offer. You may want to consider comparing cards from other issuers before applying, such as cards with rewards, especially if your credit score is 700+.
Otherwise, if you want to apply for the Oportun Visa, follow these steps:
- Visit oportun.com/myoffer
- Enter your offer code and name, and then click continue
- Fill out the application for credit