(Last Updated On: March 29, 2022)

You may have received a letter in the mail to apply for the Oportun Visa card at oportun.com/myoffer. If so, this is a good sign that you were pre-screened to apply for the credit card, issued by WebBank.

We see that the card initially gives a $1,000 credit line, an annual fee as high as $49, and rates between 24.9% V – 29.9% V.

If you have good credit, with a FICO in the 670-720 range, then we consider this a fair offer. You may want to consider comparing cards from other issuers before applying, such as cards with rewards, especially if your credit score is 700+.

Oportun.com.myoffer Screenshot

Otherwise, if you want to apply for the Oportun Visa, follow these steps:

  • Visit oportun.com/myoffer
  • Enter your offer code and name, and then click continue
  • Fill out the application for credit

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Credit Card Invitation provides credit card applicants with more information about pre-screened mail and online credit card offers before applying.


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