Credit card applicants for the Total Visa credit card can apply online at

The Total Visa is issued by The Bank of Missouri, and is geared for credit applicants with poor and fair credit histories. If you have good credit, we would definitely consider other offers without an annual fee, and lower interest rates. However, we understand that many people need to start somewhere if they have damaged credit.

We highly recommend to pay off your balance before interest charges apply after the 21 day grace period. This will allow you to avoid paying interest. Please be aware of the one time program fee, and the recurring annual and monthly servicing fee. If you want to apply for the Total Visa, steps are listed below.

After going to the website, you will be asked for an 8 digit reservation code. Once you enter it, you will still need to fill out the Total Visa card application.

Preapproved Total Reservation Code

Instructions to apply using the mail offer:

  1. Go to
  2. Enter your 8 digit reservation code
  3. Fill out the online application for credit
  4. Wait for a credit decision

Chase Freedom credit card applicants can apply securely at or You will be asked for your 12-digit invitation number, your zip code and last name to start the application for the Chase Freedom card.

The card boasts no annual fee, up to 5% cash back, 0% introductory APR for 15 months on both purchases and balance transfers, as well as a limited time bonus of $200 after you spend $500 within 3 months of account opening.

We assume that you have pretty good credit to receive this invitation. Applicants with good to excellent credit histories shouldn’t have a hard time getting approved, unless there are recent issues.

Apply for the popular credit card from Chase at

Credit card applicants that are interested in applying for the Chase Sapphire Visa can apply on-line at You will be asked for a 12 digit invitation number, your zip code and last name. From there, you will fill out their application for the Sapphire card, and receive a decision normally on-line.

Step 1: Visit

Step 2: Enter your 12 digit invitation number, 5 digit zip code, and last name

Step 3: Fill out the online credit card application for the Chase Sapphire Visa

Step 4: Wait for an online response. If there are concerns regarding your application, you may receive a response in the mail

This is an invitation to apply for the Sapphire credit card. You are required to complete the application, and will receive a credit decision afterwards. To apply, visit

Applicants for credit cards from Bank of America “My New Card” can apply at with a personal secure code. Having a code does not mean that you are automatically approved, but you can apply based on pre-screening. Mailings normally include pre-screening that match your credit history to the type of applicant Bank of America wishes to see, based on your credit profile.

Ready to apply? screenshot

  • Visit
  • Enter your 15 character code that you received in the invitation letter
  • Enter your zip code
  • Fill out the application for credit
  • Wait for a decision online. You may be prompted that you will receive a decision in the mail if there are any issues

Bank of America offers several consumer and business credit cards that we are aware of. Some of these include the Cash Back Visa, standard Visa, Travel Rewards Visa for both consumers and small business, the MLB Credit Card, and the Susan Komen Credit Card.

New card applicants will need to complete the application, since this is an invitation to apply at You will need basic personal information, including your address, phone, social security number, annual household income, and whether or not you own your home, or are renting.

We hope that the numerous advantages of a Bank of America credit card are beneficial to you!