Big Benefits of Online Bank Account Management

Many years ago, online bank account management didn’t exist. Instead, everything you did in regards to your bank accounts was with pencil and paper. Imagine that!

In today’s day and age, this has all changed. Now, more people than ever before are taking advantage of online account management. This isn’t something you have to do, but there are definite benefits of traveling down this path.

Here are three of the biggest benefits of online bank account management:

1. All Your Accounts in One Place

Do you have more than one account? For example, you may have a savings and checking account. If so, you can gain access to each account in the same place. This gives you the opportunity to see what you’re doing in an overall sense, thus avoiding mistakes and getting a better feel for where things stands in regards to your money.

2. Setup Automatic Bill Pay

Depending on your bank, you may be able to use your online account to setup automatic bill pay. With this approach, you never have to worry about paying your bills on time. Instead, when something comes due, your bank will take care of the payment for you. The only thing you have to worry about is having enough money in your account.

3. A Variety of Tools

Once again, this depends largely on your financial institution. However, since most banks know that people want to manage their accounts online, they are providing a variety of tools.

For example, you may have access to budgeting tools that can help you better manage your money.

These are just a few of the many benefits associated with online bank account management. You have nothing to lose by signing up for an account, checking out the benefits, and deciding how you can use this to your advantage.

YourReflexCard.com

You may have received a credit card mail offer that pointed you to go to yourreflexcard.com.

Some of the perks of the Reflex Mastercard (as of this writing) include:

Credit Limit: Card offers are for an authentic Mastercard with
a Credit Limit between $300 and $750.

Rates: APR(variable) ranges from 25.90% to 29.99%.

Annual Fee: Ranges from $75 to $99.

All pre-qualified offers are based on credit worthiness.

$0 Fraud Liability: Card holders not held responsible for unauthorized
charges on the Reflex card.

Potential Credit Limit Increase*: You may be eligible for a credit limit increase after six months of required monthly minimum payments, subject to income and underwriting criteria at the time of review.

Report to All 3 Major Credit Bureaus: To help people build or re-establish credit history.

The interest rates and fees are steep. If you are having trouble getting approved for other cards, then we understand that the Reflex card could be a good fit.

According to the Continental Finance website, this offer does not mean that you are guaranteed approval. Quote “By clicking No Reservation Number you will be re-directed to our online Reflex Pre-Qualification page. This page is separate from the mail offer you received. To qualify for the specific terms of the mail offer you received you are required to have a reservation number.”

If you wish to apply for a second card from Reflex, follow these steps:

YourReflexCard.com Screenshot
  1. Go to yourreflexcard.com
  2. Enter your reservation number
  3. Enter your social security number
  4. Fill out the next form to see if you pre-qualify

You can still see if you pre-qualify without an invitation number. It won’t affect your credit score, and takes less than a minute. You can then review your offer and apply.

There are other options to apply for another card, such as browsing and choosing a card from credit card comparison sites or banks if you don’t feel that this is the right fit for you. If you choose high interest rate cards, you should always pay off your balance regularly to avoid paying these fees.

Getchasefreedomflex.com

Consumers that probably have pretty good credit have been receiving credit card invitations to apply for the Freedom Flex℠ Mastercard from Chase. If you were one of these people, congratulations. Earning good credit is mostly disciplined and hard work.

Details about the Chase Freedom Flex Mastercard at Getchasefreedomflex.com include a $200 welcome offer, earn cash back on every purchase Trip cancellation. free credit score, zero liability protection, purchase protection.

Cash back as follows:

  • Earn 5% cash back on grocery store purchases (not including Target® or Walmart® purchases) on up to $12,000 spent in the first year.
  • Earn 5% cash back on up to $1,500 in combined purchases in bonus categories each quarter you activate. Enjoy new 5% categories each quarter!
  • Earn 5% on travel purchased through Chase.
  • Earn 3% on dining at restaurants and drugstores.
  • Earn 1% on all other purchases.

If you wish to apply for the Freedom Flex Card from Chase, follow these steps:

ChaseFreedomFlex.com Screenshot

  • Visit the website Getchasefreedomflex.com
  • Enter your 12 digit invitation number, 5 digit zip code, and last name
  • Fill out the application for the Flex Mastercard
  • Wait for a decision

A cash back rewards card that pays high rewards is a good thing to have for anybody. Congratulations if you get approved for the Chase Flex Mastercard! The most important thing is to make sure you are paying off balances regularly to avoid interest charges that can offset cash rewards.

Sendmethecard.com – Chase Bank

If you were pre-screened for a credit card from Chase Bank, then you may have received a credit card mail offer to apply at the website sendmethecard.com.

Chase has dozens of cards, so this invitation to apply at sendmethecard.com is likely for any number of cards. We will summarize some of the offers, since this does not apply to a specific card. Chase is a leading lender for consumer, student and business credit cards. If you were pre-screened, then you likely have good to excellent credit, or are on your way to good responsible credit use.

Here is their lineup of Chase consumer cards:

  • Chase Freedom Unlimited® credit card
  • Chase Freedom Flex(SM) Credit Card
  • Chase Freedom® Student credit card
  • Chase Sapphire Preferred® credit card
  • Chase Sapphire Reserve®
  • Southwest Rapid Rewards® Priority Credit Card
  • Southwest Rapid Rewards® Plus Credit Card
  • Southwest Rapid Rewards® Premier Credit Card
  • United Club(SM) Infinite Card
  • United(SM) Explorer Card
  • British Airways Visa Signature® card
  • Aer Lingus Visa Signature® card
  • Iberia Visa Signature® card
  • Marriott Bonvoy Boundless™ credit card
  • Marriott Bonvoy Bold™ credit card
  • World of Hyatt Credit Card
  • Disney® Premier Visa® Card
  • Disney® Visa® Card
  • IHG® Rewards Club Premier Credit Card
  • IHG® Rewards Club Traveler Credit Card
  • Starbucks® Rewards Visa® Card
  • Amazon Prime Rewards Visa Signature Card
  • AARP® Credit Card from Chase

Chase also has several business credit cards, however the invitation at sendmethecard.com should not apply to these offers.

Sendmethecard from Chase

If you wish to apply for the credit card offer from Chase, follow these steps:

  • Visit sendmethecard.com
  • Enter your 12 digit invitation number
  • Enter your 5 digit zip code and last name
  • Fill out the credit application and wait for a decision on approval.

Citi.com/applydiamondpreferred

Citi Bank sends mail offers to credit card applicants that are likely to get approved for their cards. If you received a letter to apply for the Citi Diamond Preferred card at citi.com/applydiamondpreferred, then you are one of the people that were pre-screened.

The Citi Mastercard has several built in perks. As of this writing, here are some benefits that this card has to offer:

  • 0% Intro APR for 18 months on purchases from date of account opening and 0% Intro APR for 18 months on balance transfers from date of first transfer. After that the variable APR will be 13.74% – 23.74%, based on your creditworthiness. Balance transfers must be completed within 4 months of account opening.
  • There is a balance transfer fee of either $5 or 3% of the amount of each transfer, whichever is greater
  • Get free access to your FICO® Score online.
  • With Citi Entertainment®, get special access to purchase tickets to thousands of events, including concerts, sporting events, dining experiences and more.
  • Shop with confidence knowing that you have dependable protection benefits, including $0 Liability on Unauthorized Purchases and Citi® Identity Theft Solutions.
  • The standard variable APR for Citi Flex Plan is 13.74% – 23.74%, based on your creditworthiness. Citi Flex Plan offers are made available at Citi’s discretion.

If you think that the Citi Diamond Preferred card is the right one for you, and wish to apply for this offer, follow these steps:

Citi.com/applydiamondpreferred
  • Visit the webpage Citi.com/applydiamondpreferred
  • Enter your 12-digit invitation code and last name
  • Fill out the application for credit, and wait for a decision

This is an invitation to apply, and does not mean that you are guaranteed approval based on the letter.

Milestoneapply.com | Milestone Gold Card

Did you receive a letter in the mail to apply for a Milestone credit card at the web page milestoneapply.com?

According to the card offer, The Milestone Mastercard® represents one potential achievement on your journey to successfully managing your credit. By delivering a straightforward opportunity to build and access credit, the Milestone card enables you to meet your everyday needs.

Milestone Mastercard is issued by The Bank of Missouri and serviced by Genesis FS Card Services, Inc. The Bank of Missouri is a well-established, FDIC-insured bank founded in 1891.

Milestone Credit Application

If you wish to apply for the Milestone Mastercard, follow these steps:

  • Visit Milestoneapply.com
  • Enter your 12 digit personal code, and zip code
  • Fill out the application for credit
  • Wait for a decision, normally within moments

Destinyapply.com

If you received a letter in the mail to apply for the Destiny Mastercard at destinyapply.com, then you were pre-screened to apply for the card from Genesis FS services.

Destiny Mastercard Invitation - destinycard.com/invite screenshot

To apply for the offer, go to destinyapply.com and enter your application and zip code to get started. Fill out the application for credit and wait for a decision.

The Destiny Mastercard offers these benefits:

  • All the benefits of a Mastercard, without a security deposit
  • Keeping your account in good standing may help establish and/or improve your credit history
  • Less than perfect credit is okay, even with a prior bankruptcy!
  • Prequalify for a card today and it will not impact your credit score
  • Reports to all three major credit bureaus
  • The Destiny Mastercard is issued by First Electronic Bank, Member FDIC, and serviced by Genesis FS Card Services, Inc.

Upgradecard.com

Did you receive a letter to apply for the Upgrade Visa at Upgradecard.com? If so, then you were likely pre-screened based on a good credit history to apply for the card.

The Upgrade Visa is issued by Sutton Bank. Notable features of the card include not having any fees, no touch payments by using contactless technology, mobile access, and $0 fraud liability. Interest rate ranges are large, but the lowest rates are very competitive to well known U.S. lenders. On the downside, there are no rewards, such as cash back or points.

As of this writing, here are the advertised benefits:

  • Combine the flexibility of a card with the low cost and predictability of a loan
  • $0 fees – $0 annual fee, $0 activation fees, $0 maintenance fees
  • No touch payments with contactless technology built in
  • See if you qualify in minutes without hurting your credit score
  • Access to a virtual card while you wait for your card to arrive in the mail
  • Great for large purchases with predictable payments you can budget for
  • Mobile app to access your account anytime, anywhere
  • Enjoy peace of mind with $0 Fraud liability
  • See Rates & Fees

If you wish to apply for the Upgrade Visa credit card, then follow these steps:

Upgradecard.com
  • Visit Upgradecard.com
  • Enter your 15 digit confirmation number
  • Fill out the application for credit. Various information, such as your personal information, annual income and more are required.
  • Wait for a credit decision

There are other cards that you can compare, such as cards with rewards that may be a better fit for your needs, especially if your credit score is above 780. Otherwise, the Upgrade Visa is a nice card with no fees and competitive rates.

Firstdigital.creditcard

While not totally a pre-screened credit card offer, the First Digital credit card by NextGen can be applied for at firstdigital.creditcard

The Mastercard credit card requires a $95 program fee if you are approved. A $75 annual fee for the first year, and $48 after the first year. These fees are high, especially for a card with just a $300 limit, but the card is designed for damaged or no credit histories.

According to First Digital, the card offers a full-feature Mastercard credit card, accepted nationwide.

The First Digital Card is a genuine Mastercard credit card that does not require perfect credit for approval. Complete our easy online application now and get a response in as little as 60 seconds!

blank
FirstDigital.CreditCard

We would recommend checking out the rates and comparing this card to other offers on the market designed for poor or no credit. Otherwise, visit firstdigital.creditcard to apply online.

Getreflexcardnow.com

Credit card holders that are offered a second card for the Reflex Mastercard can learn how to apply. The mail offer pointed you to go to getreflexcardnow.com.

Some of the reasons you may want to attain a second card includes:

  • Increased levels of credit
  • Improved credit utilization percentage
  • A chance to improve your credit score

According to the Celtic Bank website, this offer does not mean that you are guaranteed approval. Quote “*A Pre-approved credit card offer means you meet our initial credit and underwriting criteria and your application may be approved for this Reflex Mastercard offer if you continue to meet this criteria. See Rates, Fees, Costs and Limitations.”

If you wish to apply for a second card from Reflex, follow these steps:

blank
  1. Go to getreflexcardnow.com
  2. Enter your reservation number
  3. Enter your social security number
  4. Enter your email address
  5. Enter your gross annual income

There are other options to apply for a second card, such as browsing and choosing a card from credit card comparison sites or banks if you don’t feel that this is the right fit for you.