If you’ve received a Mission Lane Visa® Credit Card offer in the mail to apply at missionlanecard.com, you’re likely being invited to apply for a card tailored to help you build or rebuild your credit. Here’s what you need to know before you proceed.
What Is Mission Lane?
Mission Lane offers credit cards designed for individuals aiming to improve their credit profiles. Their cards are known for transparent terms, no hidden fees, and tools to help you track your credit progress.
Key Features of Mission Lane Credit Cards
- Credit Building: Reports to all three major credit bureaus—Equifax, TransUnion, and Experian—helping you build your credit history.
- No Hidden Fees: Transparent pricing with no surprise charges.
- Credit Line Increases: Potential for higher credit lines over time with responsible use.
- Free Credit Score Access: Monitor your credit score through their online portal.
- Mobile App: Manage your account anytime, anywhere with the Mission Lane mobile app.
How to Respond to Your Mail Offer
- Visit the Official Site: Go to missionlanecard.com or apply.missionlane.com/directmail/lookup
- Enter Your Offer Code: Input the 12-character code from your mail offer.
- Complete the Application: Fill out the required information to see if you qualify.
Note: Checking your eligibility won’t impact your credit score.
What to Expect After Applying
- Instant Decision: In most cases, you’ll receive a credit decision within moments.
- Card Delivery: If approved, your card should arrive within 7–14 days.
- Activation: Once received, activate your card online or via the Mission Lane mobile app.
Need Assistance?
- Customer Service: Call (855) 307-1240 for support.
- Help Center: Visit support.missionlane.com for FAQs and more.
Opting Out of Future Offers
If you prefer not to receive future mail offers from Mission Lane:
- Contact Mission Lane: Send a message with your full name and address as it appears on the offer to their support team.
- National Opt-Out: Visit optoutprescreen.com to opt out of prescreened credit offers from all companies.
You should receive a credit decision in moments unless there are incomplete items on your application.