The Gold Card from American Express is a popular credit card for most consumers. If you received an invitation to apply at amex.us/goldrsvp then you received a letter with an invitation to apply for the card.
Some features of the card as of this writing include:
4X Membership Rewards® Points at Restaurants Worldwide
Earn 4X Membership Rewards® points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year.‡
4X Points at U.S. Supermarkets
Earn 4X points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year.‡
3X Points on Flights
Earn 3X points‡ per dollar spent on flights booked directly with airlines or on AmexTravel.com.‡
$120 Uber Cash on Gold
Enjoy up to $120 in Uber Cash annually with your Gold Card. Just add your Card to your Uber account and you’ll get $10 in Uber Cash each month to use on orders and rides in the U.S. when you select an Amex Card for your transaction.‡
$120 Dining Credit
Satisfy your cravings, sweet or savory, with the $120 Dining Credit. Earn up to $10 in statement credits monthly when you pay with the American Express® Gold Card at Grubhub, The Cheesecake Factory, Goldbelly, Wine.com, and Five Guys. Enrollment required.‡
From what we determined, the annual fee is high at $325, but may counter the dining credit Uber cash and rewards points, depending on how much you use the card specific to the rewards program. You may want to consider taking a look at several other rewards cards before applying if you want to avoid this fee. Pull out your calculator and punch in the numbers to determine if the fee is worth it for you.
If you wish to apply for the Gold Card, follow these steps:
- Visit www.amex.us/goldrsvp
- Enter your 14 character RSVP (one letter and 13 digits) and 5 digit zip code
- Fill out the application for credit
- Wait for a decision
If you get approved, then congratulations! Your responsible use of credit has given you access to credit cards that are normally difficult for the average person to get approved for.