(Last Updated On: September 3, 2020)

The Gold Card from American Express is a popular credit card for most consumers. If you received an invitation to apply at then you received a letter with an invitation to apply for the card.

Some features of the card as of this writing include:

At US supermarkets on up to $25,000 per year in purchases and 4X points at restaurants worldwide., then 1X points for the rest of the year*

Every trip brings you closer to the next one with 3x points on flights booked directly with airlines or on

$120 Dining Credit
When you dine at participating partners, you can earn up to $10 in statement credits monthly when you pay with The American Express® Gold Card. This can be an annual savings of up to $120.‡
Enrollment required.*

From what we determined, the annual fee is high, but may counter the airline fee credit and rewards points, depending on how much you use the card and travel. You may want to consider taking a look at several other airline points rewards cards before applying. Pull out your calculator and punch in the numbers to determine if the fee is worth it on an annual level.

If you wish to apply for the Gold Card, follow these steps:
  • Visit
  • Enter your 14 character RSVP and 5 digit zip code
  • Fill out the application for credit
  • Wait for a decision – as advertised, as little as 30 seconds

If you get approved, then congratulations! Your responsible use of credit has given you access to credit cards that are normally difficult for the average person to get approved for.

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Credit Card Invitation provides credit card applicants with more information about pre-screened mail and online credit card offers before applying.


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