(Last Updated On: April 7, 2020)

While not totally a pre-screened credit card offer, the First Digital credit card by NextGen can be applied for at

The Mastercard credit card requires a $95 program fee if you are approved. A $75 annual fee for the first year, and $48 after the first year. These fees are high, especially for a card with just a $300 limit, but the card is designed for damaged or no credit histories.

According to First Digital, the card offers a full-feature Mastercard credit card, accepted nationwide.

The First Digital Card is a genuine Mastercard credit card that does not require perfect credit for approval. Complete our easy online application now and get a response in as little as 60 seconds!


We would recommend checking out the rates and comparing this card to other offers on the market designed for poor or no credit. Otherwise, visit to apply online.

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