(Last Updated On: July 15, 2020)

Credit card holders that are offered a second card for the Reflex Mastercard can learn how to apply. The mail offer pointed you to go to

Some of the reasons you may want to attain a second card includes:

  • Increased levels of credit
  • Improved credit utilization percentage
  • A chance to improve your credit score

According to the Celtic Bank website, this offer does not mean that you are guaranteed approval. Quote “*A Pre-approved credit card offer means you meet our initial credit and underwriting criteria and your application may be approved for this Reflex Mastercard offer if you continue to meet this criteria. See Rates, Fees, Costs and Limitations.”

If you wish to apply for a second card from Reflex, follow these steps:

  1. Go to
  2. Enter your reservation number
  3. Enter your social security number
  4. Enter your email address
  5. Enter your gross annual income

There are other options to apply for a second card, such as browsing and choosing a card from credit card comparison sites or banks if you don’t feel that this is the right fit for you.

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Credit Card Invitation provides credit card applicants with more information about pre-screened mail and online credit card offers before applying.


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