(Last Updated On: September 2, 2020)

Did you receive a letter in your mailbox for the Petal Visa credit card? If so, you were likely pre-screened for their cash back Visa credit card, and instructed to apply at

Based on our research, the Petal card is a unique and compelling offer for people that have fair credit or better – a score of 620 or higher, and wish to build credit.

They report to all 3 major credit bureaus, charge no fees, offer a cash back rewards program, and offer a credit limit from $500 to $10,000. Interest rates are a little higher than the industry, but as long as you pay off your balance before the end of the grace period, this shouldn’t be an issue.

If you wish to apply for this offer, follow these steps:
  • Go to
  • Enter your 10 digit invitation code and last name
  • Fill out the credit card invitation for the Petal Visa

If you were pre-screened for this offer, then you have likely been responsible with your credit usage, and are a likely candidate for this card.

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Credit Card Invitation provides credit card applicants with more information about pre-screened mail and online credit card offers before applying.


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