(Last Updated On: September 17, 2020)

First PREMIER Bank has several credit card options for applicants with poor or fair credit ratings. You may have received an invitation to apply for one of their cards at with a confirmation number from a mail offer.

To apply, follow these instructions or on your mail piece.

  • Visit
  • Enter your unique confirmation from your letter. This is located at the top left of the credit card image.
  • Fill out the credit card application
  • Wait for a credit decision

Alternatively, you can choose a different bank or credit card issuer and apply for a credit card. However, the First PREMIER Bank Platinum Offer is a popular product, and may be suitable for applicants that are having difficulties finding a card with a lower annual fee.

First PREMIER credit cards such as the “Platinum Offer” are nice credit cards for people that are looking for a card that reports to the major US Credit Agencies. However there are other less expensive options that may be available to you.

We understand that building a credit record may feel overwhelming at times, however making good financial choices can quickly strengthen your reputation – and you will likely receive numerous credit card offers, and other doors opened as a result!

About This Site

Credit Card Invitation provides credit card applicants with more information about pre-screened mail and online credit card offers before applying.


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